Health Insurance in Faridabad

Known for manufacturing, Faridabad sees many working professionals settle here. As treatments advance, quality healthcare assumes vital importance.

Leading hospitals offer cutting-edge infrastructure, but costs are high. Having adequate insurance aids in providing affordable access to healthcare services required to get better without financial barriers. It delivers peace of mind when it matters most.

ACKO offers 3 types of innovative health insurance - the Standard plan, Platinum plan, and the Super Top-up to meet diverse medical coverage needs.

As Faridabad grows as an industrial and job hub, quality healthcare becomes vital for the increasing number of residents and migrants. Modern treatments at reputed hospitals can be expensive without adequate insurance.

ACKO’s cashless policies offer a direct settlement, reducing financial stress. As costs rise, prudent families proactively purchase tailored covers.

While Faridabad has a decent medical infrastructure, treatment costs can still run high, so having a minimum base cover of Rs.10 lakhs per insured member is advised. However, opting for a sum insured equivalent to your full annual household income or 50% of it for more comprehensive protection makes better sense.

For example, if your family's yearly earnings are Rs.15 lakhs, going for Rs.10-15 lakhs family health insurance plan would allow adequate coverage for hospitalisation needs. 

You can also factor in existing conditions like diabetes running in your family to choose the appropriate higher sum insured of Rs.10-15 lakhs for related surgeries, dialysis, etc., thereby helping you avoid paying huge bills out of pocket.

Faridabad has quality private healthcare with trusted hospitals. However, treatment costs are still 15-20% higher on average than in other Tier-2 cities. Plans like Family floater with a sum insured of Rs. 10 lakhs may charge over Rs. 9,000 as a yearly premium. 

Despite the higher premiums, investing in more comprehensive plans like Rs. 15 lakh or Rs. 1 crore makes strategic sense in Faridabad, considering faster medical inflation of 12-15% yearly. Hence, buying adequate health insurance is key not to feeling financial stress in case of medical difficulties. 

Our topmost plan offers best-in-class benefits:

Our basic plan balances coverage affordably:

The prudent way to boost existing medical cover:

Compared to other health plans, ACKO scores very high on transparency, innovation, and the use of technology to offer the most seamless and hassle-free experience. Key differentiators like zero deductions, unlimited features, and a cashless network are unmatched.

Inflation Protect Sum Insured is a unique offering from ACKO under its health plans, automatically increasing your sum insured every year. This facility is very useful for people living in cities like Faridabad, where medical costs are steep and inflation in healthcare every year ranges from 15-18%.

Filing health insurance claims is often boring, needing piles of paperwork that is confusing to gather during medical emergencies. ACKO leverages smart technology to simplify this entire journey.

You can start the reimbursement process directly via the user-friendly ACKO app or portal by uploading just a few documents, like prescriptions and reports. No lengthy forms are needed.

As an emerging industrial center, Faridabad now has an excellent healthcare infrastructure through reputed hospitals that provide cutting-edge medical facilities. Having prudent health insurance coverage unlocks access to quality treatment for residents if they, unfortunately, fall ill. It is a financial protection to avail advanced medical care without worrying about expenses during times of need.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries